1. Acceptance of Terms
By using Jasgo Digital Pvt Ltd's (Jasgo Crowd, we) services through our mobile app/website, you agree to:
- Be bound by these Terms
- Comply with all applicable Indian laws (IT Act 2000, RBI Guidelines, Contract Act)
- Provide accurate KYC documents (PAN, Aadhaar, GSTIN)
2. Services Overview
We provide:
- Advance payments against inventory/products
- Sales support through digital/physical channels
- Business analytics tools
Not a loan product. No interest charged.
3. Eligibility
You must:
- Be ≥18 years old
- Operate a registered Indian business
- Maintain ≥3 months transaction history
- Not be on RBI's defaulter list
4. Fees & Payments
- Service fee: 2-5% of transaction value
- Late payment penalty: 1.5% per month
- Refunds processed within 7 working days
All fees exclude GST. Full invoice available on request.
5. Prohibited Activities
You may not:
- Resell/sublicense our services
- Upload fraudulent product listings
- Use funds for illegal activities (per PMLA 2002)
- Reverse-engineer our platform
6. Termination
We may suspend/terminate accounts if:
- Breach of these Terms
- Fraudulent activity detected
- Insolvency/bankruptcy proceedings initiated
30-day notice period for non-default cases.
7. Dispute Resolution
All disputes:
- First resolved through negotiation (30 days)
- Arbitration in Kolkata per Arbitration Act 1996
- Exclusive jurisdiction: Kolkata courts
8. Amendments
We may update these Terms. Continued use after 15 days of email/SMS notification constitutes acceptance.
9. Limitation of Liability
Our maximum liability limited to service fees paid in last 6 months. Not liable for indirect/consequential damages.